Settling an estate in Georgia: the executor's checklist

State content checked 2026-09 · 21 steps · rule table 2026.09.1

Being named executor in Georgia is a 12–18 month job nobody trained you for. This is the whole sequence — what Georgia requires of you, what is merely sensible, and which statute each requirement comes from.

The Georgia rules an executor is held to

Personal representative must publish notice to debtors and creditors within 60 days of qualifying, once a week for four weeks; creditors generally must present claims within 3 months of the last publication.read at source

60 days / 4 weeks / 3 months

OCGA §53-7-41 · last checked 2026-09-05

Inventory generally due within 6 months of qualification unless the will or the heirs relieve the representative of filing it.not yet confirmed

6 months

OCGA §53-7-30 · last checked 2026-07

Georgia specifics

Georgia specifics (verify current law with the Probate Court or an attorney): probate is handled in the county Probate Court; a will may be probated in common form or solemn form; the personal representative must publish a notice to debtors and creditors within 60 days of qualifying, once a week for four weeks, and creditors generally must present claims within 3 months of the last publication (OCGA §53-7-41 et seq.); an inventory is generally due within 6 months of qualification unless the will or heirs relieve the representative from filing it (OCGA §53-7-30); a surviving spouse and minor children may petition for year's support; Georgia has no state estate or inheritance tax. General information, not legal advice.

The full checklist, in order

Steps are grouped the way the work actually arrives. Required marks a duty backed by a citation; Recommended marks something that protects you or the estate but is not itself a legal obligation.

1. Immediate matters

Order certified death certificates (10–12 copies)Recommended

Nearly every institution requires an original certified copy.

How: Order through the funeral home or the Georgia Department of Public Health / county vital records.

Locate the original willRequired

The original signed will is required to petition for probate.

How: Check the safe, files, and safe-deposit box; ask their attorney.

OCGA §53-7-30 · last checked 2026-07not yet confirmed

Secure the home and vehiclesRecommended

You are responsible for protecting estate property from loss.

How: Lock up, collect keys, consider re-keying, keep utilities on for now.

Forward the mail to yourselfRecommended

The mail reveals accounts and bills you don't know about.

How: USPS forwarding as 'executor for the estate of…'. Photograph everything into Settle.

Notify the Social Security AdministrationRecommended

Stops benefit payments that would have to be repaid. Survivor benefits are separate — nobody starts them for you.

How: The funeral home usually reports the death — confirm by calling SSA at 1-800-772-1213. If a surviving spouse or child may qualify for survivors benefits or the $255 lump-sum death payment, they must apply themselves; you cannot apply online. Ask about the benefit paid for the month of death, which often has to be returned.

2. Securing the estate

Petition the Probate Court (common or solemn form)Recommended

Gets you Letters Testamentary or of Administration. Solemn form binds all heirs with notice; common form is faster but less final.

How: File the petition in the county Probate Court. Discuss common vs solemn form with the court or an attorney.

Gather key documents into one placeRecommended

Statements, deeds, titles, and tax returns recur constantly through settlement.

How: Photograph everything into Settle as you find it.

Check homeowners insurance on the empty homeRecommended

Vacancy can limit or void coverage; an uninsured loss drains the estate.

How: Call the insurer and ask about a vacancy endorsement.

Get an EIN for the estateMay be required

Needed for the estate bank account and tax filings.

How: Free at irs.gov, 15 minutes online.

Open an estate bank accountRecommended

Never mix estate money with your own.

How: Bring the letters, EIN, and a death certificate to the bank.

3. Notifications & claims

Publish notice to debtors and creditors (4 weeks)Recommended

Georgia requires publishing a notice to debtors and creditors once a week for four weeks; creditors generally must present claims within 3 months of the last publication.

How: Arrange publication in the county's legal organ (newspaper). Track claims in Settle.

Notify banks and financial institutionsRecommended

Freezes accounts against fraud; starts transfers.

How: Write to each institution with a certified death certificate and, once the court issues them, a copy of your Letters. Log who you contacted and when in Settle so you can show the follow-up trail.

File life insurance claimsRecommended

Policies pay beneficiaries directly and often quickly.

How: Call each insurer with policy number + death certificate.

Close credit cards and notify credit bureausRecommended

Stops fees and identity theft.

How: Notify issuers, then Equifax, Experian, TransUnion.

4. Inventory & valuation

Prepare the inventory (within 6 months unless waived)Required

Georgia generally requires an inventory within 6 months of qualification, unless the will or all heirs relieve the representative from filing it (OCGA §53-7-30).

How: Settle's inventory report gives you the asset list. Check whether the will waives the inventory requirement.

OCGA §53-7-30 · last checked 2026-07not yet confirmed

Get valuations for property and valuablesMay be required

Date-of-death values set tax basis and drive distribution.

How: Real estate: appraisal or broker opinion. Keep reports in Settle.

5. Administration

Keep paying legitimate ongoing bills from the estate accountRecommended

Protects estate value; order of payment matters if funds are tight.

How: Estate account only. If the estate may be insolvent, pause and get advice.

File the final income tax returnMay be required

A final personal return (and possibly an estate income return) is due; Georgia has no state estate or inheritance tax, but federal filing still applies.

How: A CPA experienced with estates is usually worth it — hand them Settle's reports.

Reimburse your out-of-pocket expensesRecommended

Documented expenses come back to you from the estate.

How: Settle's ledger tracks 'paid personally' items; reimburse with a paper trail.

6. Distribution & closing

Distribute to beneficiariesMay be required

Distribute only after the creditor period and any year's-support claim are handled — early distribution can create personal liability.

How: Follow the will (or Georgia intestacy rules). Get signed receipts; keep them in Settle.

Close the estateMay be required

Georgia representatives may petition for discharge from office and liability once the estate is settled.

How: Generate Settle's Ledger and Inventory reports; petition the Probate Court for discharge. Keep records for several years.

Settle builds this checklist into a plan you can actually work

The steps above, ordered for your situation in Georgia, with the deadlines on a calendar, your documents attached to the step that needs them, and an expense ledger for everything the estate owes you back. The plan itself is free.

Get Settle on the App Store →

How to check us

Every figure on this page links to the statute or court source it came from and shows the date we last read it. 3 of the 4 citations on this page carry the “not yet confirmed” tag. That means we recorded the citation from a secondary source and have not yet read it against the primary statute text ourselves. We could have left those rows out and the page would look better — but it would imply the rest were checked too, which is exactly the impression nobody should be given about a court deadline.

The full registry, including everything we have not confirmed, is published at Where the state information comes from. If the court or your attorney gave you a different date, please tell us at [email protected] — it is the fastest way to get it fixed for the next executor.