Settling an estate in New Hampshire: the executor's checklist

State content checked 2026-09 · 24 steps · rule table 2026.09.1

Being named executor in New Hampshire is a 12–18 month job nobody trained you for. This is the whole sequence — what New Hampshire requires of you, what is merely sensible, and which statute each requirement comes from.

The New Hampshire rules an executor is held to

No action may be brought against an administrator within 6 months of the original grant of administration, and a creditor's demand must be exhibited to the administrator within that same 6 months. Suit must then be filed within 1 year of the grant.read at source

6 months / 1 year

RSA 556:1, 556:5 · last checked 2026-09-05

New Hampshire specifics

New Hampshire specifics (verified against public sources July 2026 but NOT yet reviewed by an attorney -- confirm with the Circuit Court (Probate Division) or a probate attorney): probate is handled in the Circuit Court (Probate Division). File an inventory within 90 days of appointment (RSA 554:1). In New Hampshire a creditor must exhibit its demand to the administrator within 6 months of the original grant of administration, and no suit may be brought against the administrator during those 6 months; suit must then be filed within 1 year of the grant (RSA 556:1, 556:5). New Hampshire has NO estate or inheritance tax. The federal estate tax applies only to very large estates. General information, not legal advice.

The full checklist, in order

Steps are grouped the way the work actually arrives. Required marks a duty backed by a citation; Recommended marks something that protects you or the estate but is not itself a legal obligation.

1. Immediate matters

Order certified death certificates (10-12 copies)Recommended

Nearly every institution requires an original certified copy.

How: Order through the funeral home or the state vital-records office.

Deliver / file the will on timeRecommended

New Hampshire requires the will's custodian to deliver it within 30 days of learning of the death (RSA 552:2).

How: Take the original will to the Circuit Court (Probate Division) or the named representative promptly.

Secure the home and vehiclesRecommended

You are responsible for protecting estate property from loss.

How: Lock up, collect keys, consider re-keying, keep utilities on for now.

Forward the mail to yourselfRecommended

The mail reveals accounts and bills you don't know about.

How: USPS forwarding as 'representative for the estate of...'. Photograph everything into Settle.

Notify the Social Security AdministrationRecommended

Stops benefit payments that would have to be repaid. Survivor benefits are separate — nobody starts them for you.

How: The funeral home usually reports the death — confirm by calling SSA at 1-800-772-1213. If a surviving spouse or child may qualify for survivors benefits or the $255 lump-sum death payment, they must apply themselves; you cannot apply online. Ask about the benefit paid for the month of death, which often has to be returned.

2. Securing the estate

Check if a small-estate procedure appliesRecommended

Small estates can often skip full probate -- faster and cheaper.

How: New Hampshire has NO dollar small-estate cap; it uses a 'waiver of administration' (RSA 553:32) based on who inherits/serves, available at any value.

Open probate / apply for lettersMay be required

Gets you the letters of authority so institutions will deal with you.

How: File in the Circuit Court (Probate Division) in the county where they lived.

Gather key documents into one placeRecommended

Statements, deeds, titles, and tax returns recur constantly through settlement.

How: Photograph everything into Settle as you find it.

Check homeowners insurance on the empty homeRecommended

Vacancy can limit or void coverage; an uninsured loss drains the estate.

How: Call the insurer and ask about a vacancy endorsement.

Get an EIN for the estateMay be required

Needed for the estate bank account and tax filings.

How: Free at irs.gov, 15 minutes online.

Open an estate bank accountRecommended

Never mix estate money with your own.

How: Bring the letters, EIN, and a death certificate to the bank.

3. Notifications & claims

Notify creditors / publish the required noticeRecommended

New Hampshire creditors generally have 6 months from the grant of administration/appointment (RSA 556:1).

How: Publish and mail the required notices; track claims in Settle.

Notify banks and financial institutionsRecommended

Freezes accounts against fraud; starts transfers.

How: Write to each institution with a certified death certificate and, once the court issues them, a copy of your Letters. Log who you contacted and when in Settle so you can show the follow-up trail.

File life insurance claimsRecommended

Policies pay beneficiaries directly and often quickly.

How: Call each insurer with policy number + death certificate.

Close credit cards and notify credit bureausRecommended

Stops fees and identity theft.

How: Notify issuers, then Equifax, Experian, TransUnion.

Cancel subscriptions and recurring chargesRecommended

Small drains add up over a long settlement.

How: Bank statements and forwarded mail reveal them.

4. Inventory & valuation

File the estate inventoryMay be required

File an inventory within 90 days of appointment (RSA 554:1).

How: Settle's inventory report gives you the asset list with date-of-death values.

Get valuations for property and valuablesMay be required

Date-of-death values set tax basis and drive distribution.

How: Real estate: appraisal or broker opinion. Keep reports in Settle.

5. Administration

Keep paying legitimate ongoing bills from the estate accountRecommended

Protects estate value; order of payment matters if funds are tight.

How: Estate account only. If the estate may be insolvent, pause and get advice.

Handle state death taxes (if any)Recommended

New Hampshire has NO estate or inheritance tax. The federal estate tax applies only to very large estates.

How: A CPA or estate attorney can confirm what applies and prepare any required return. Hand them Settle's inventory and ledger.

File the final income tax returnMay be required

A final personal return (and possibly an estate income return) is due.

How: A CPA experienced with estates is usually worth it -- hand them Settle's reports.

Reimburse your out-of-pocket expensesRecommended

Documented expenses come back to you from the estate.

How: Settle's ledger tracks 'paid personally' items; reimburse with a paper trail.

6. Distribution & closing

Distribute to beneficiariesMay be required

Distribute only after debts, taxes, and the creditor period are handled -- early distribution can create personal liability.

How: Follow the will (or state intestacy rules). Get signed receipts; keep them in Settle.

File the final account and close the estateMay be required

The court discharges you once the estate is settled.

How: Generate Settle's Ledger and Inventory reports; file the final account. Keep records for several years.

Settle builds this checklist into a plan you can actually work

The steps above, ordered for your situation in New Hampshire, with the deadlines on a calendar, your documents attached to the step that needs them, and an expense ledger for everything the estate owes you back. The plan itself is free.

Get Settle on the App Store →

How to check us

Every figure on this page links to the statute or court source it came from and shows the date we last read it. All 1 citations on this page have been read against the primary statute text.

The full registry, including everything we have not confirmed, is published at Where the state information comes from. If the court or your attorney gave you a different date, please tell us at [email protected] — it is the fastest way to get it fixed for the next executor.