Settling an estate in Ohio: the executor's checklist

State content checked 2026-09 · 22 steps · rule table 2026.09.1

Being named executor in Ohio is a 12–18 month job nobody trained you for. This is the whole sequence — what Ohio requires of you, what is merely sensible, and which statute each requirement comes from.

The Ohio rules an executor is held to

Creditor claims must be presented within 6 months after the date of death, and are forever barred afterwards. An absolute bar running from death, not from publication — unusually short, and the reason Ohio deserves an early flag.read at source

6 months from death

ORC §2117.06 · last checked 2026-09-05

Release from administration for gross estates at or below $35,000, or $100,000 where the surviving spouse is the sole beneficiary.read at source

$35,000 / $100,000

ORC §2113.03 · last checked 2026-09-05

Inventory generally due within 3 months of the fiduciary's appointment.read at source

3 months

ORC §2115.02 · last checked 2026-09-07

Ohio specifics

Ohio specifics (verify current law with the Probate Court or an attorney): the person holding the will must deliver it to the Probate Court; an inventory is generally due within 3 months of the fiduciary's appointment (ORC §2115.02); creditor claims must be presented within 6 months of the date of death — an absolute bar (ORC §2117.06); smaller estates may qualify for release from administration (generally $35,000 or less, or up to $100,000 if the surviving spouse is the sole heir); Ohio has no estate tax. General information, not legal advice.

The full checklist, in order

Steps are grouped the way the work actually arrives. Required marks a duty backed by a citation; Recommended marks something that protects you or the estate but is not itself a legal obligation.

1. Immediate matters

Order certified death certificates (10–12 copies)Recommended

Nearly every institution requires an original certified copy.

How: Order through the funeral home or the Ohio Department of Health / local registrar.

Deliver the original will to the Probate CourtRecommended

Ohio law requires the person holding the will to deliver it to the Probate Court after death.

How: Take the original will to the Probate Court in the county where they lived.

Secure the home and vehiclesRecommended

You are responsible for protecting estate property from loss.

How: Lock up, collect keys, consider re-keying, keep utilities on for now.

Forward the mail to yourselfRecommended

The mail reveals accounts and bills you don't know about.

How: USPS forwarding as 'executor for the estate of…'. Photograph everything into Settle.

Notify the Social Security AdministrationRecommended

Stops benefit payments that would have to be repaid. Survivor benefits are separate — nobody starts them for you.

How: The funeral home usually reports the death — confirm by calling SSA at 1-800-772-1213. If a surviving spouse or child may qualify for survivors benefits or the $255 lump-sum death payment, they must apply themselves; you cannot apply online. Ask about the benefit paid for the month of death, which often has to be returned.

2. Securing the estate

Check if the estate qualifies for release from administrationRecommended

A simplified process that avoids full administration for smaller estates.

How: Generally available if the estate is $35,000 or less, or up to $100,000 when the surviving spouse is the sole heir. Ask the Probate Court.

Apply to probate the will / for appointmentMay be required

Gets you Letters of Authority so institutions will deal with you.

How: File the application in the county Probate Court where they lived.

Gather key documents into one placeRecommended

Statements, deeds, titles, and tax returns recur constantly through settlement.

How: Photograph everything into Settle as you find it.

Check homeowners insurance on the empty homeRecommended

Vacancy can limit or void coverage; an uninsured loss drains the estate.

How: Call the insurer and ask about a vacancy endorsement.

Get an EIN for the estateMay be required

Needed for the estate bank account and tax filings.

How: Free at irs.gov, 15 minutes online.

Open an estate bank accountRecommended

Never mix estate money with your own.

How: Bring Letters of Authority, EIN, and a death certificate to the bank.

3. Notifications & claims

Track the 6-month creditor claim window (from date of death)Recommended

Ohio creditors must present claims within 6 months of the date of death — an absolute bar (ORC §2117.06). This clock runs from death, not from your appointment, so it may be well underway.

How: Calculate the 6-month-from-death date now. Track any claims received in Settle; do not distribute before it passes.

Notify banks and financial institutionsRecommended

Freezes accounts against fraud; starts transfers.

How: Write to each institution with a certified death certificate and, once the court issues them, a copy of your Letters. Log who you contacted and when in Settle so you can show the follow-up trail.

File life insurance claimsRecommended

Policies pay beneficiaries directly and often quickly.

How: Call each insurer with policy number + death certificate.

Close credit cards and notify credit bureausRecommended

Stops fees and identity theft.

How: Notify issuers, then Equifax, Experian, TransUnion.

4. Inventory & valuation

File the inventory (within 3 months of appointment)Required

Ohio generally requires the fiduciary to file an inventory within 3 months of appointment (ORC §2115.02).

How: Settle's inventory report gives you the asset list; file it with the Probate Court.

ORC §2115.02 · last checked 2026-07not yet confirmed

Get valuations for property and valuablesMay be required

Date-of-death values set tax basis and drive distribution.

How: Real estate: appraisal or broker opinion. Keep reports in Settle.

5. Administration

Keep paying legitimate ongoing bills from the estate accountRecommended

Protects estate value; order of payment matters if funds are tight.

How: Estate account only. If the estate may be insolvent, pause and get advice.

File the final income tax returnMay be required

A final personal return (and possibly an estate income return) is due; Ohio has no estate tax, but federal filing still applies.

How: A CPA experienced with estates is usually worth it — hand them Settle's reports.

Reimburse your out-of-pocket expensesRecommended

Documented expenses come back to you from the estate.

How: Settle's ledger tracks 'paid personally' items; reimburse with a paper trail.

6. Distribution & closing

Distribute to beneficiaries (after the creditor window)May be required

Distributing before the 6-month creditor window closes and debts/taxes are paid can create personal liability.

How: Follow the will (or Ohio intestacy rules). Get signed receipts; keep them in Settle.

File the final account and close the estateMay be required

The Probate Court discharges you once the final account is approved.

How: Generate Settle's Ledger and Inventory reports; file the final account. Keep records for several years.

Settle builds this checklist into a plan you can actually work

The steps above, ordered for your situation in Ohio, with the deadlines on a calendar, your documents attached to the step that needs them, and an expense ledger for everything the estate owes you back. The plan itself is free.

Get Settle on the App Store →

How to check us

Every figure on this page links to the statute or court source it came from and shows the date we last read it. 1 of the 4 citations on this page carry the “not yet confirmed” tag. That means we recorded the citation from a secondary source and have not yet read it against the primary statute text ourselves. We could have left those rows out and the page would look better — but it would imply the rest were checked too, which is exactly the impression nobody should be given about a court deadline.

The full registry, including everything we have not confirmed, is published at Where the state information comes from. If the court or your attorney gave you a different date, please tell us at [email protected] — it is the fastest way to get it fixed for the next executor.