Does an executor have to notify creditors?

Part of Settle's executor guides · 47 jurisdictions · state content checked 2026-09 · page generated 2026-09-27

In most states, yes — and the notice is what starts the clock that eventually lets you distribute safely. Both the method and the window are set by state law, and getting the notice wrong can leave the estate exposed long after you thought it was closed.

See also: Creditor claim deadlines in all 49 states we have confirmed

The answer is different in every state

There is no national rule here. Settle covers 47 jurisdictions and they produce 47 genuinely different answers — so rather than pick one, here is each of them. Follow the state link for the full checklist and the statute behind it.

StateWhat applies there
AlabamaPublish and mail the required notices; track claims in Settle.
AlaskaPublish and mail the required notices; track claims in Settle.
ArizonaPublish and mail the required notices; track claims in Settle.
ArkansasPublish and mail the required notices; track claims in Settle.
ColoradoPublish and mail the required notices; track claims in Settle.
ConnecticutPublish and mail the required notices; track claims in Settle.
DelawarePublish and mail the required notices; track claims in Settle.
District of ColumbiaPublish and mail the required notices; track claims in Settle.
FloridaYour attorney publishes the notice and serves known creditors. Track claims in Settle.
GeorgiaArrange publication in the county's legal organ (newspaper). Track claims in Settle.
HawaiiPublish and mail the required notices; track claims in Settle.
IdahoPublish and mail the required notices; track claims in Settle.
IllinoisPublish the notice and mail it to known creditors. Track claims in Settle.
IndianaPublish and mail the required notices; track claims in Settle.
IowaPublish and mail the required notices; track claims in Settle.
KansasPublish and mail the required notices; track claims in Settle.
KentuckyPublish and mail the required notices, and log every claim in Settle with the date it arrived. Confirm your appointment date with the District Court — that is the date the 6 months runs from.

KRS §396.011 · last checked 2026-09-05read at source

LouisianaPublish and mail the required notices; track claims in Settle.
MainePublish and mail the required notices; track claims in Settle.
MarylandPublish and mail the required notices; track claims in Settle.
MassachusettsPublish and mail the required notices; track claims in Settle.
MichiganPublish the notice and notify known creditors. Track claims in Settle.
MinnesotaPublish and mail the required notices; track claims in Settle.
MississippiPublish and mail the required notices; track claims in Settle.
MissouriPublish and mail the required notices; track claims in Settle.
MontanaPublish and mail the required notices; track claims in Settle.
NebraskaPublish and mail the required notices; track claims in Settle.
NevadaPublish and mail the required notices; track claims in Settle.
New HampshirePublish and mail the required notices; track claims in Settle.
New JerseyPublish and mail the required notices; track claims in Settle.
New MexicoPublish and mail the required notices; track claims in Settle.
North CarolinaPublish the notice and mail it to known creditors. Track claims in Settle.
North DakotaPublish and mail the required notices; track claims in Settle.
OklahomaPublish and mail the required notices; track claims in Settle.
OregonPublish and mail the required notices; track claims in Settle.
Rhode IslandPublish and mail the required notices; track claims in Settle.
South CarolinaPublish and mail the required notices; track claims in Settle.
South DakotaPublish and mail the required notices; track claims in Settle.
TennesseePublish and mail the required notices; track claims in Settle.
TexasPublish in a newspaper in the county; send required notices to known secured creditors. Track responses in Settle.
UtahPublish and mail the required notices; track claims in Settle.
VermontPublish and mail the required notices; track claims in Settle.
VirginiaPublish and mail the required notices; track claims in Settle.
WashingtonPublish and mail the required notices; track claims in Settle.
West VirginiaPublish and mail the required notices; track claims in Settle.
WisconsinPublish and mail the required notices; track claims in Settle.
WyomingPublish and mail the required notices; track claims in Settle.

Settle builds this checklist into a plan you can actually work

The steps above, ordered for your situation in your state, with the deadlines on a calendar, your documents attached to the step that needs them, and an expense ledger for everything the estate owes you back. The plan itself is free.

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How to check us

Every figure on this page links to the statute or court source it came from and shows the date we last read it. All 1 citations on this page have been read against the primary statute text.

The full registry, including everything we have not confirmed, is published at Where the state information comes from. If the court or your attorney gave you a different date, please tell us at [email protected] — it is the fastest way to get it fixed for the next executor.

Your state, start to finish

This is one step out of roughly two dozen. The full sequence for your state — with the statutory deadlines, the citations behind them and the date each was last checked — is in the state executor guides.

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